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Cities’ Economies and Women’s Choices

2025-06-10

Author(s): Scott Douglas Jacobsen

Publication (Outlet/Website): The Good Men Project

Publication Date (yyyy/mm/dd): 2024/12/24

Chip Lupo is an experienced personal finance writer currently contributing to WalletHub. With a background in journalism from Elon University, he has worked across various sectors, including finance, sports, politics, and religion. Chip has expertise in SEO best practices, content creation, and editing, combined with proficiency in Microsoft and Adobe applications. His career spans over two decades, during which he has held roles as a compliance analyst, wire editor, and night city editor. Chip’s passion for media and communications drives his commitment to high-quality content. Women’s city choices are influenced by economic stability, health access, and safety. Top cities like Columbia, MD, offer high wages and low poverty rates, while cities such as Cleveland and Detroit struggle with high poverty for women. Entrepreneurship and diverse job sectors enhance urban life quality. Addressing the gender pay gap is crucial.

Scott Douglas Jacobsen: What economic factors impact women’s choice in the city?

Chip Lupo: Women’s choice of city is influenced by a combination of economic, health, and safety factors that directly affect financial stability and well-being. Cities that offer higher wages, lower unemployment, and better access to health care are typically among the most attractive.

For example, Columbia, MD, stands out with its high median earnings for women, along with strong economic conditions and safety measures. Cities with a higher percentage of women-owned businesses such as Anchorage, AK also create favorable environments for women to thrive economically.

Additionally, low female uninsured rates and long-life expectancies further contribute to a city’s appeal by enhancing overall quality of life and health outcomes for women.

Jacobsen: What are the best and worst cities for women?

Lupo: In 2024, Columbia, MD, Fremont, CA, and Huntington Beach, CA top the list of best cities for women, as each offer strong economic opportunities, high health care access, and safety. On the other hand, Jackson, MS, Gulfport, MS, and Brownsville, TX rank among the worst. These cities struggle with high unemployment, low wages, and limited access to resources that impact women’s well-being.

Jacobsen: What factors go into these separations between best and worst?

Lupo: The separations between the best and worst cities for women are driven by a combination of economic, health, and safety factors. High-ranking cities tend to offer higher median wages for women, lower unemployment rates, and better access to healthcare, which directly influence economic stability and quality of life.

For example, Columbia, MD, stands out for its high wages and low female poverty rates. At the other end of the spectrum, cities such Jackson and Gulfport, MS are saddled with higher poverty rates, limited business ownership opportunities, and inadequate health insurance coverage, all of which contribute to poorer outcomes for women.

Jacobsen: What cities are better and worse for women in terms of the poverty rate?

Lupo: When it comes to the poverty rate for women, cities such as Pearl City, HI, Overland Park, KS, and Fremont, CA offer the best conditions, with some of the lowest poverty rates for women in the U.S. These cities provide a combination of high wages and low unemployment, which contribute to a higher standard of living for women.

In contrast, cities like Cleveland, OH, Detroit, MI, and Gulfport, MS have the highest poverty rates for women, where women face significant economic challenges. The gap between the best and worst cities is stark, as poverty rates in Pearl City, HI, are seven times lower than in Cleveland, OH.

Jacobsen: What are wise types of jobs for women to search in the city environment?

Lupo: Urban areas offer strong job opportunities for women in fields such as healthcare, technology, finance, education, law, and media. These sectors not only provide stable, in-demand roles but also emphasize leadership diversity and career advancement. Choosing jobs within these industries can create pathways to successful and rewarding careers.

Jacobsen: Does the gender pay gap play into women’s decision-making for city choice?

Lupo: The gender pay gap significantly affects women’s choices on where to live. Since women earn only 84% of what men make, they may seek cities that offer better economic opportunities and support systems. Cities with higher median earnings, low unemployment, and reduced poverty rates among women, including Columbia, MD and Scottsdale, AZ, offer financial stability that can offset the gender pay gap. Moreover, cities that prioritize women’s health and safety, especially those with accessible healthcare and low uninsured rates, empower women to make choices that enhance their economic independence, security, and well-being.

Jacobsen: How does women’s entrepreneurship improve life quality for women in the city environment?

Lupo: Women’s entrepreneurship enhances quality of life in city environments by empowering women to achieve financial independence and secure leadership roles, which are often scarce in traditional workplaces. Cities that support women entrepreneurs offer more opportunities for women to generate income on their own terms, help reduce the gender pay gap, and foster innovation.

Furthermore, cities with robust networks for women entrepreneurs, such as Columbia, MD, and Fremont, CA, provide vital resources and infrastructure that not only bolster women’s economic standing but also contribute to their overall well-being and societal representation.

Jacobsen: How can local governments make cities better for women to live?

Lupo: Local governments can make cities better for women by focusing on economic opportunities, health, and representation. Supporting women-owned businesses and narrowing the pay gap boosts financial independence. Improving access to affordable healthcare and enhancing safety in public places directly affects quality of life. Finally, placing more women in leadership roles ensures policies reflect women’s needs and perspectives.

Jacobsen: Why is Columbia, MD ranked as the best city for women in 2024?

Lupo: Columbia, MD, ranks as the best city for women in 2024 because of its outstanding showings in economic, health, and safety categories. Most notably, Columbia offers financial empowerment and stability with the country’s highest adjusted median wages for women.

Additionally, its top-three ranks in both economic and health safety metrics mean women here enjoy robust job security, access to quality healthcare, and lower risks of poverty. This environment fosters opportunities for women to thrive, making Columbia a model city for supporting women’s economic well-being, physical health, and safety.

Jacobsen: Thank you for the opportunity and your time, Chip. 

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